Prestige Visa Financial, LLC ("Company," "we," "us," or "our") is committed to protecting the privacy of our applicants and cardholders. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or apply for the PrestigeVisa Credit Card.
1. Information We Collect
Personal Information: When you apply for a card, we collect your name, address, date of birth, Social Security Number, phone number, email address, income information, and housing status.
Automatically Collected Information: We automatically collect IP address, browser type, device type, operating system, referring URLs, pages visited, and timestamps when you use our website.
Tracking Technologies: We use cookies, web beacons, pixel tags, and similar technologies to collect data about your interactions with our site. You may disable cookies in your browser settings, though some features may not function properly.
2. How We Use Your Information
- Process and evaluate your credit card application
- Verify your identity in compliance with federal law (Bank Secrecy Act, USA PATRIOT Act)
- Communicate with you about your application, account, and marketing offers
- Send promotional emails, SMS messages, and calls about products and services
- Comply with legal and regulatory requirements
- Detect and prevent fraud and unauthorized access
- Improve our services and website
- Share with marketing partners (see Section 3)
3. Sharing of Your Information
We may share your information with:
- Our Issuing Bank Partner for underwriting and card issuance
- Marketing Partners & Affiliates who may contact you with offers based on your profile
- Identity Protection Providers (IdentityIQ, TransUnion, Financeify) upon your enrollment
- Credit Bureaus for reporting and verification purposes
- Service Providers who assist with our operations (email delivery, database hosting, analytics)
- Law Enforcement or Regulators when required by law or to protect our rights
By submitting your application, you expressly authorize us to share your personal information, including SSN and income data, with the parties listed above for the purposes described herein.
4. TCPA & Communications Consent
By submitting your application, you expressly consent to receive autodialed and pre-recorded calls, text messages (SMS), and emails from us and our marketing partners at the number and email you provided, even if registered on a Do Not Call list. Message and data rates may apply. Consent is not required to purchase any product or service.
5. Data Security
We implement industry-standard security measures including 256-bit SSL/TLS encryption for all data in transit, AES-256 encryption for stored sensitive data (SSN, financial information), and regular security audits. However, no method of transmission over the internet is 100% secure.
6. Your Rights
Subject to applicable law, you may have the right to access, correct, delete, or opt out of certain uses of your data. To exercise these rights, contact us at: privacy@prestigevisa.com. To opt out of marketing communications, visit our Unsubscribe page.
7. Children's Privacy
Our services are not directed to individuals under 18 years of age. We do not knowingly collect personal information from minors.
8. Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of material changes by posting the new policy on this page with an updated "Last Updated" date.
9. Contact Us
For privacy-related questions, contact:
Prestige Visa Financial, LLC
Attn: Privacy Officer
123 Financial District Ave, New York, NY 10005
privacy@prestigevisa.com